KRATIKA YADAV

PGDM Finance Professional
Narmadapuram, IN.

About

Kratika Yadav is a dynamic and results-driven PGDM Finance candidate with a robust foundation in financial analysis, valuation, and credit risk assessment. Leveraging expertise in financial modeling and regulatory compliance, she has contributed to strategic financial decision-making and optimized capital structures for SMEs. Eager to apply analytical prowess and legal acumen to drive impactful financial outcomes in a challenging corporate environment.

Work

Moneyy Maxx Financial Services Pvt Ltd (MMFS)
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Project Finance Intern

Mumbai, Maharashtra, India

Summary

As a Project Finance Intern, I executed credit facility takeovers and enhanced working capital for SMEs, directly contributing to their financial stability and growth.

Highlights

Executed credit facility takeovers and working capital enhancement initiatives for SMEs, directly supporting their financial restructuring and growth objectives.

Drafted comprehensive executive summaries, providing critical assessments of funding viability and business health to inform strategic decisions.

Prepared RBI-compliant CMA reports for credit restructuring and loan proposals, ensuring adherence to regulatory standards and facilitating successful financial solutions.

Conducted in-depth research on RBI's Working Capital Appraisal and Assessment process, analyzing the relevance of KYC documents, ITR, and CIBIL to optimize due diligence.

Lakshmikumaran & Sridharan
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Intern (Indirect Tax Department)

New Delhi, Delhi, India

Summary

As an Indirect Tax Intern, I drafted complex case briefs and managed documentation for litigation, providing critical research support for strategic client discussions.

Highlights

Drafted detailed case briefs and meticulously managed documentation for complex indirect tax litigation, improving efficiency in legal proceedings.

Contributed extensive legal research during strategic client discussions on critical VAT/GST matters, directly influencing advisory outcomes and case strategies.

Researched VAT and GST laws, providing foundational support for comprehensive advisory notes and case studies.

Education

N. L. Dalmia Institute of Management Studies & Research
Mumbai, Maharashtra, India

PGDM

Finance

Grade: 7.58/10 CGPI

Banasthali Vidyapith Jamnalal Bajaj School of Legal Studies
Jaipur, Rajasthan, India

B.Com LLB

Commerce and Law

Grade: 7.21/10

Samaritans Senior Secondary School
Narmadapuram, MP, India

Class XII

General Studies

Grade: 80.6%

Samaritans Higher Secondary School
Narmadapuram, MP, India

Class X

General Studies

Grade: 79.8%

Awards

Research Paper Publication

Awarded By

Global Thoughts and Opinions (Book edited by Hon'ble Justice A.K. Sikri)

Published a research paper titled 'Critical Analysis of Criminal Law Amendment Act 2013, concerning Section 376 of IPC', demonstrating strong legal research and analytical skills.

Merit Position in National Memorial Drafting Competition

Awarded By

LEGALFOXES

Achieved a merit position in the National Memorial Drafting Competition, showcasing exceptional legal drafting and analytical abilities.

Certificates

Financial Modelling & Company Valuation (Pursuing)

Issued By

N/A

Bloomberg Finance Fundamentals

Issued By

Bloomberg

Bloomberg Environmental, Social, and Governance (ESG)

Issued By

Bloomberg

Basics of Goods and Services Tax

Issued By

N/A

Skills

Financial Analysis

Financial Analysis, Equity Valuation, Business Valuation, Working Capital Assessment, Ratio Analysis, Credit Risk Evaluation.

Financial Modeling

Financial Modelling, DCF, Relative Valuation.

Data Analysis & Tools

Advanced Excel, VLOOKUP, Pivot Table, Macros, PowerPoint.

Regulatory Compliance & Legal Research

RBI Guidelines, KYC, ITR, CIBIL, VAT, GST, Indirect Tax Litigation, Legal Research, Case Briefs.

Investment Strategies

Portfolio Diversification, Risk Minimization.

Projects

Financial Statement Analysis and Valuation for Indian Hotels

Summary

Performed comprehensive financial statement analysis and valuation (DCF, Relative Valuation) for Indian Hotels, assessing business risks and intrinsic value for credit risk evaluation.

Investment Strategy Development for Risk-Averse Client

Summary

Developed tailored investment strategies for a risk-averse client, focusing on portfolio diversification and risk minimization to optimize returns.

Financial Statement Analysis of Bharti Airtel

Summary

Conducted financial statement analysis of Bharti Airtel using ratio analysis to evaluate financial health and business risks.

Inter-Period Financial Statement Analysis of Private Sector Banks

Summary

Conducted a research project focusing on inter-period financial statement analysis for the last 5 years of three Private Sector Banks in India, including a 5-year forecast.